What To Do Once You Have Found The Right Evans Ga Home

Are you wondering what to do once you have found the right Evans Ga home? Once you have found a well-qualified Realtor and you have weeded through the options and found your dream home, here are some steps to help guide you through the process and get you into your dream home.

1. Make an offer.
When searching for your dream home, you were just that-a dreamer. Now that you’re writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies (or “conditions” in Canada). This is important when it come to real estate in Evans Ga.
Price-the right price to offer must fairly reflect the true market value of the home you want to buy. Your agent’s market research will guide this decision.
Terms-the other financial and timing factors that will be included in the offer.
Terms fall under six basic categories in a real estate offer:

1. Schedule-a schedule of events that has to happen before closing.
2. Conveyances-the items that stay with the house when the sellers leave.
3. Commission-the real estate commission or fee, for both the agent who works with the seller and the agents who works with the buyer.
4. Closing costs-it’s standard for buyers to pay their closing costs, but if you want to roll the costs into the loan, you need to write that into the contract.
5. Home warranty-this covers repairs or replacement of appliances and major systems. You may ask the seller to pay for this.
6. Earnest money-this protects the sellers from the possibility of your unexpectedly pulling of the deal and makes a statement about the seriousness of your offer.

2. Perform due diligence.
Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owner’s insurance and property inspections are so important, especially when it comes to real estate in Evans Ga.
A home owner’s insurance policy protects you in two ways:

1. Against loss or damage to the property itself
2. liability in case someone sustains an injury while on your property

The property inspection should expose the secret issues a home might hide so you know exactly what you’re getting into before you sign your closing papers.

• Your major concern is structural damage.
• Don’t sweat the small stuff. Things that are easily fixed can be overlooked.
• If you have a big problem show up in your inspection report, you should bring in a specialist. If the worst-case scenario turns out to be true, you might want to walk away from the purchase.

Here are some great listings in the Augusta Ga area:

1168 Waltons Pass, Evans Ga, 30809


5336 Aspen Laurel Drive, Evans Ga, 30809


4362 Deer Run, Evans Ga, 30809


Buying Your dream Home cont.

3. Close.
The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. For real estate in Evans Ga and most other areas, this entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how each if progressing, but your work is pretty much done.
You just have a few preclosing responsibilities:

1. Stay in control of your finances.
2. Return all phone calls and paperwork promptly.
3. Communicate with your agent at least once a week.
4. Several days before closing, confirm with your agent that all your documentation is in place and in order.
5. Obtain certified funds for closing.
6. Conduct a final walk-through.

On closing day, with the guidance of a settlement agent and your agent, you’ll sign documents that do the following:

1. Finalize your mortgage.
2. Pay the seller.
3. Pay your closing costs.
4. Transfer the title from the seller to you.
5. Make arrangements to legally record the transaction as a public record.

As long as you have clear expectations and follow directions, for real estate in Evans Ga and most other locations, closing should be a momentous conclusion to your home-searching process and commencement of your home-owning experience.

4. Protect your investment.
Throughout the course of your home-buying experience, you’ve probably spent a lot of time with your real estate agent and you’ve gotten to know each other fairly well. There’s no reason to throw all that trust and rapport out the window just because the deal has closed. In fact, your agent wants you to keep in touch.
Even after you close on your house, you agent can still help you:

1. Handle your first tax return as a home owner.
2. Find contractors to help with home maintenance or remodeling.
3. Help your friends find homes.
4. Keep track of your home’s current market value.

Attention to you home’s maintenance needs is essential to protecting the long-term value of your investment.
Home maintenance falls into two categories:

1. Keeping it clean: Perform routine maintenance on your home’s systems, depending on their age and style.

Keeping an eye on it: Watch for signs of leaks, damage, and wear. Fixing small problems early can save you big money later.

Here is a great video on real estate in Evans Ga:

For more information on real estate in Evans Ga contact:

Sherri Melton – Realtor

Melton & Associates – Over 15 Million in Sales 2014 – Over 11 Million in Sales 2013

Associate Leadership Council Member 2007 – 2015

Accredited Staging Professional – IAHSP Member

Keller Williams Realty Augusta Partners

3633 Wheeler Rd., Suite 125

Augusta, GA 30909

Cell/Text 706.495.1135

www.LiveLoveAugusta.com

www.SherriMelton.info